Malaysia My Second Home (MM2H)

A Practical Backup Plan for Those Rejected Singapore PR

For individuals and families whose Singapore Permanent Residency (PR) applications were rejected, the Malaysia My Second Home (MM2H) programme offers a highly practical and attractive alternative.

MM2H provides long-term residency rights in Malaysia, allowing applicants to enjoy a stable living environment, quality healthcare, international education options, and a significantly lower cost of living — just across the Singapore–Malaysia border.

With easy access via the Causeway or Second Link, many MM2H holders choose to live in Malaysia while maintaining personal, family, or business ties in Singapore, making MM2H an ideal Plan B residency solution without being far from Singapore.

Benefits of the MM2H Visa

🌏 An Ideal Country for Long-Term Residence

Malaysia is one of the world’s most popular countries for long-term residence, known for its warm climate, multicultural society, and relatively low cost of living. It is well suited for retirement, family settlement, and long-term healthcare or recuperation.

🕰️ Residence Permit of Up to 20 Years

Once approved, you can reside long-term in Malaysia (Peninsular Malaysia), with a total validity of up to 20 years.

At initial approval, the visa can be issued for a maximum of 5 years.
If your passport has less than 5 years of validity remaining, the visa will be issued according to your passport’s validity.
After renewing your passport, you can continue to restore the remaining years of your visa.

🔄 Renewable

After the visa expires, the MM2H visa can be renewed if approved by the Malaysian government.

👨‍👩‍👧‍👦 Dependent-Friendly / Family Inclusion

The main applicant can apply for dependent visas for the following family members:

Spouse
Dependent children
Applicant’s parents
Spouse’s parents

Definition of dependent children:

Unmarried children under 35 years old
Adopted children
Children with disabilities (no age limit, medical certification required)

Applicants of the Platinum category can also bring a foreign maid.

Options when children turn 35:
The MM2H dependent visa will expire when children reach 35. Possible options include:

Apply for an MM2H visa individually (for long-term residence)
Apply for a student visa (to attend university or international school)
Apply for a work visa (to work in Malaysia)
Cancel the dependent visa and return to the home country

The validity of the dependent visa is determined by the shorter remaining validity between the main applicant’s passport and the dependent’s passport.

🏥 Healthcare and Education Advantage

You can receive long-term medical care or recuperation in Malaysia, and your children can attend international schools in the country.

💰 Tax-Free Fund Transfers

Funds legally transferred into Malaysia are not subject to personal income tax, which is beneficial for asset planning and long-term residency arrangements.

Eligibility Requirements

🏠 Malaysian Residence Property Requirements

Applicants must purchase a residential property in Malaysia, which may have been acquired before the application.

Minimum property value requirements for different visa categories:

Platinum: Not less than MYR 2,000,000
Gold: Not less than MYR 1,000,000
Silver: Not less than MYR 500,000
Special Zone:
- Property price is determined by the state government of the Special Zone
- Only properties in Forest City are eligible
- Property must be purchased directly from the developer

If the applicant has not yet purchased a property at the time of application, it must be completed within 12 months after visa approval; otherwise, the approved visa will be cancelled.
Applicants for the Special Zone category must submit the property sales agreement before visa stamping.

👤 Age Requirements

Age of Applicant:

Special Zone applicants: Must be at least 21 years old
Platinum/Gold/Silver applicants: Must be at least 25 years old
Dependents: No minimum age requirement

Age and Status Restrictions for Children:

Children must be 34 years old or younger
Children aged 21 or above must:
- Be unmarried
- Not be employed in Malaysia

🏦 Fixed Deposit Bank Account

After the visa is approved, all main applicants must open a fixed deposit account in a Malaysian bank and deposit the minimum amount according to the visa category applied for:

Platinum: Not less than USD 1,000,000
Gold: Not less than USD 500,000
Silver: Not less than USD 150,000
Special Zone:
- Applicants aged 21–49: Not less than USD 65,000
- Applicants aged 50 and above: Not less than USD 32,000

Withdrawal Rules for Fixed Deposits:
Under conditions specified by the government, applicants may withdraw up to 50% of the fixed deposit.
Permitted uses include:

Purchasing property in Malaysia
Paying for medical expenses
Paying for children’s education
Travel-related expenses within Malaysia

Relevant receipts and documents must be submitted to support the withdrawals.
At all times during the validity of the MM2H visa, at least 50% of the fixed deposit must remain in the account.

📅 Minimum Stay Requirement in Malaysia

After the MM2H visa is approved, applicants must meet the following annual residency requirements:

Peninsular Malaysia (West Malaysia):

Main applicants under 50 years old: Must stay in Peninsular Malaysia for at least 90 days per year.
- This period can be combined with stays of their dependents.
Main applicants aged 50 and above and their dependents: No minimum stay requirement.

Sarawak MM2H:

Main applicants and their dependents: Must stay in Sarawak for at least 30 days per year.
- The days cannot be combined; each visa holder must individually meet this requirement.